Rehired Annuitant Guidance for CSRS Retirees Desiring to Return to Federal Service
If your annuity does not stop under the rules listed below, you will continue
to receive it while you are working. Your pay will be reduced by the
amount of annuity paid for the period you work. If you do not work full
time, the reduction in pay will be adjusted proportionately. However, some pay
is not subject to this reduction for annuity. Pay is not reduced for an annuity for
a period during which you have elected to receive injury compensation benefits
in lieu of annuity or when you receive a lump-sum payment of annual leave on
Reemployment will cause your annuity to stop if -
If your annuity stops as the result of your reemployment with the Government, your status will be that of a regular employee.
If your new appointment gives retirement coverage,
When your reemployment ends, a new determination about your rights to retirement benefits will be made. Your prior retirement benefit generally has no impact on your new retirement benefit.
If you meet all the requirements for an immediate retirement (see Retirement Facts 1, The Civil Service Retirement System), your benefit will be computed as though you are retiring for the first time. (Note: The unused sick leave balance used in the initial retirement computation will be added to the unused sick leave balance when your reemployment ends.)
Generally, you will have to wait until age 62 to receive a deferred annuity if you do not qualify for an immediate retirement benefit when your reemployment ends.
In rare situations, an annuity based on an involuntary retirement may be reinstated when your reemployment ends. The annuity will be reinstated if:
A disability annuity may be reinstated when your reemployment ends if:
Reemployment may increase your retirement and death benefits. As a reemployed annuitant, you can earn either a supplemental annuity or a redetermined annuity. A supplemental annuity is an annuity that is added on to your present annuity.
A redetermined annuity is a recomputed annuity that takes the place of your present annuity. If you work as a reemployed annuitant on a full time, continuous basis for at least 1 year, you may be entitled to a supplemental annuity. If you work part time, you must work a proportionately longer period to earn a supplemental annuity. If your reemployment continues for at least 5 years, or the part-time equivalent, you may elect a redetermined annuity.
Intermittent service cannot be counted in establishing eligibility for a supplemental or redetermined annuity and cannot be used in the computation of a supplemental annuity.
If you die while reemployed, after becoming eligible for either a supplemental or redetermined annuity, your surviving spouse may have his or her survivor benefit either increased or recomputed.
CSRS reemployed annuitant service cannot be credited in a supplemental or redetermined annuity unless a deposit is paid after separation, or retirement deductions are withheld. If you are reemployed in a full-time or part-time position, you may elect to have retirement deductions withheld from your pay. The amount of retirement deductions or deposit is a percentage of your basic pay before it is reduced for annuity.
The following are important facts that may affect your future retirement benefits if you are a disability annuitant -
Not all of the above rules apply to all reemployed annuitants. If you are reemployed -
This section is excerpted from CSRS / FERS Handbook Chapter 100. For information on FEGLI and FEHB coverage visit the OPM site to view the guide.