Retirement Eligibility

When can you retire!

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FERS Sick Leave Conversion

The National Defense Authorization Act (HR 2647) was signed by the President that now allows FERS employees similar sickleave benefits as CSRS employees. However, the credit is phased in with a 50 percent credit for those who retire now and full conversion after January 1, 2014. Go to our Sickleave section for complete details and a conversion calculator. More to come.

CSRS & FERS Retirement Eligibility

There are two primary types of federal retirement, the Civil Service Retirement System (CSRS) and the Federal Employees Retirement System (FERS). We discuss both options and show you how to determine your eligibility date. You may or may not be financially, emotionally, or physically prepared to retire on your eligibility date. Each person must evaluate their own unique personal situation before making this critical decision.

This section will help you determine when you are eligible and then visit the annuity page to determine what your monthly annuity payment will be when you leave. We also offer a retirement cost analysis spreadsheet that you can complete to determine exactly what you will have to live on in retirement and left over after paying your monthly bills.

Is it YOUR Time to Leave!

This section will help you determine when you first become eligible for either CSRS or FERS retirement. There is much more to consider with this life altering decision and we offer many planning tools on this site to help you decide if the time is right for you to leave. The sooner you start planning the better off you will be when you actually leave. If you have questions about unique eligibility issues not fully covered here visit our "Ask the Expert" section to talk with our benefits and finance experts. Linda Duncan, our Benefits and HR forum host, has 16 years experience in human resources and benefits and she also has an extensive finance background.