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• FEDBLOG (All Articles)
• Benefits / Finance Articles
  by Linda Duncan
• Lifestyle / Jobs Articles
  by Dennis V. Damp
• Wellness / Health Articles
  by Chuck Jumpeter
• Benefit Calculations
  by Robert Benson

FERS Sick Leave Conversion

The National Defense Authorization Act (HR 2647) was signed by the President that now allows FERS employees similar sickleave benefits as CSRS employees. However, the credit is phased in with a 50 percent credit for those who retire now and full conversion after January 1, 2014. Go to our Sickleave section for complete details and a conversion calculator. More to come.

Federal Employee's CSRS & FERS Federal Civil Service Retirement
& Financial Planning Resources

FAQ Subject Areas

Explore hobbies and interests through online courses, complete a degree or earn extra retirement income through an online certificate program. 

Annuity Computations (CSRS & FERS)

• Annuity basics
• CSRS annuity computations
  • Sick Leave Conversion
  • Actuarially Reduced Annuities
• FERS annuity computations
  • FERS annuity supplement calculator
  • Sick Leave Conversion
  • Redeposit Refunds
  • How to initiate an annuity after leaving federal service
• What happens when survivor predeceases retiree?
• Early Retirements for LEO, FF, NWC & ATC (20 Years)
• Tax issues

Benefits & Finance (General)

• Benefits & Finance Forum hosted by Linda Duncan
• How to obtain a Federal Retiree ID Card (Issued by OPM)

Cost of Living Adjustments

• COLAs and tables

CSRS and FERS Retirement Other Issues

• The American Seniors Association (Article)
• How to contact the Federal Records Center
• Network with retirement Associations
• OPM's Retirement Resource Center & phone number
  • Change of Address
  • Direct Deposit Information
  • Report a death

Eligibility CSRS and FERS

• Overview
• CSRS eligibility
• FERS eligibilty
  • Deferred annuity
• Early Retirements Eligibility for LEO, FF, NWC & ATC
  • 20 Year Early Retirement Program

Employment Opportunities for Retirees

• Jobs for retired Feds (August 2009 Article)
• Rehired Annuitants
• Part Time Reemployment / No Salary Reduction
• Lifestyle & Employment Forum
• Jobs Center
  • Jobs Board

Getting Ready to Retire

• How can I prepare for retirement?
  • How to be emotionally prepared.
  • How to be financially prepared.
  • How to prepare Physically.  
  • The realities of retirement. (A personal perspective)
• How do I know when it's time for me to retire?
• When can I retire?
  • Eligibility CSRS
  • Eligibility FERS
  • Annuity calculators
• What should I be doing the year before I retire     
  • Retirement time line  
  • Site introduction   
• How do I start planning for my retirement?   
  • Getting started
  • Pre and post retirement cost analysis
  • Retirement forms
  • Retirement calculators
• How do I set up a basic estate plan?
• Estate planning guide (11 part series on setting up YOUO plan)
• What retirement forms do I need to fill out?
  • Journal entry (Required forms)
  • Available forms
    • Caution (Send in correct forms)

What to Expect After You Leave

• What to expect the first three months after retiring
  • When will I receive my first annuity check?
  • When can I expect to receive my lump sum leave payment?
• How can I calculate my annuity?
• Dennis Damp's retirement journal (His personal journal)
• How do I contact OPM after I leave?

Insurance Programs

• Federal Employees Group Life Insurance (FEGLI)

  • Understanding FEGLI Coverage

  • Evaluating Your Insurance Needs

• Federal Employees Health Benefits (FEHB)

  • Tricare substitution for 5 year rule

• Federal Employees Dental & Vision Insurance Plan (FEDVIP)

• Federal Long Term Insurance Plan (FLTCIP)

• Flexible Spending Accounts (FSAFEDS)

• MEDICARE

Lifestyle and Travel

• Lifestyle Forum hosted by Dennis V. Damp
• Book Reviews (Retirement related books)
• Travel tips (Lifestyle article)
• What to do if your license plate is stolen
• Employment options for retirees

Law Enforcement and Special Groups

Sick Leave/Annual Leave

• CSRS sick leave conversion
• FERS sick leave conversion
• Will my CSRS Sick Leave add to my years of service even if I'm maxed out at 80%?

Military Service Credit Issues

• Program Details and Introduction
• Creditable Military Service for Military Deposit
• Service Credit Details, Article by Linda Duncan
• Steps to Making a Military Deposit
• I am retired military - should I make a deposit for my military service?
• How to obtain copies of your DD-214

Retirement Date Issues

• Don’t confuse your “Retirement Date” with your “Date of Final Separation”
• The Best Day to Retire - Excellent article by Linda Duncan
• What is the best date to retire? - Article by Dennis Damp

Retirement Decisions

• Retirement time lines (Journal Entries) 
• Retirement realities

Social Security & Medicare

• Social Security guidelines
• Windfall Elimination Provision (WEP)
  •  WEP Calculator by FedBens
• Government Pension Offset (GPO)
• How do I calculate the FERS Social Security Offset?
• I am a retired CSRS and am forced to make Medicare payments quarterly. Is there any way that I can have my Medicare payments taken out of my monthly pay?

Survivor Benefits

• Explanations and guidance
• Survivor report
• Survivor annuity concerns (a MUST read)
• Reporting the death of an annuitant
• What happens when survivor predeceases retiree?
• Divorce after retirement

Taxes

• What States don't tax Federal annuity?
• How much Federal tax will I owe on my annuity?
• CSRS IRS Tax Considerations

Thrift Savings Plan (TSP)

• Overview
• Choices
• Considerations
• Roth conversion
  • TSP to Roth Conversion: Is a Roth in Your Future? by Linda Duncan

Wellness & Health

• Wellness Forum hosted by Chuck Jumpeter
  • Diabetes: Nutritional Help by C. Jumpeter
  • Article Index

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