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• Benefits / HR / Finance
  by Linda Sherman
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  by Dennis V. Damp
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  by Chuck Jumpeter
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  by Paul Risser
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  by Nancy Holston

2012 COLA Update

Federal retirees in the CSRS retirement system will receive a COLA increase of 3.6 percent in their annuities in 2012, while FERS retirees will receive a 2.6 percent increase. Complete COLA information is available on this site.

Retiree JOB Opportunities

Many job opportunities are available for federal retirees − and those planning to retire soon − to earn additional income in retirement. Our Jobs Board has updated listings targeted to federal retirees. Many companies seek out retired federal employees due to their government experience and contacts. You can also explore high paying opportunities for those that hold current Security Clearances.  

Federal Employee's CSRS & FERS Federal Civil Service Retirement
& Financial Planning Resources

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GETTING STARTED

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If you are offered early retirement through VERA or a VSIP buyout, proceed with caution and determine the impact on your benefits and annuity.

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  • Creditable Service - What time counts towards retirement
    • Military Service Credits & Retirement Eligibility - How credits apply to retirement eligibility date
    • Temporary Service Credit (Clarification)
  • Selecting Your Retirement Date - The best date to leave
  • Retirement cost analysis - Evaluate pre and post income and expenses
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    • Sick leave computations - CSRS and FERS
  • Ask the Experts - Find answers to unusual situations
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    • Voluntary Early Retirement Authority (VERA)
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  • Sick Leave Conversion Chart - Includes examples & clarifications)
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    • Redeposit of CSRS contributions from previous employment period
  • FERS - Annuity Calculations (includes easy to use online estimator)
    • Redeposit Refunds
  • Part Time Work - Affect on your annuity
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    • Retirement Date Issue
  • Social Security Guide
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    • States that exempt taxes on annuities
    • States that don't have income taxes
  • Annuity Projection Calculators
  • What to expect the first three months after retiring
    • When will I receive my first annuity check?
    • When can I expect to receive my lump sum leave payment?

• Benefits / Insurance
  • Federal Employee Retirement Benefits Including FEGLI, FEHB, Long Term Care, Thrigt Savings, Medicare and COLAs.
  • Annuities
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  • Federal Employees Group Life Insurance (FEGLI)
    • FEGLI Rate Charts for Annuitants (Cost for Coverage)
  • Federal Employees Health Benefits (FEHB)
    • 2010 Open Season
  • Federal Employees Dental & Vision Insurance Plan (FEDVIP)
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  • Flexible Spending Accounts (FSAFEDS)
  • Social Security
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  • Survivor's Benefits
  • Thrift Savings Plan (TSP)
  • Benefits & Finance Forum hosted by Linda Sherman
  • Retire benefits identification card (OPM issued)
• Divorce and its impact on your retirement
  • Divroce Forum, hosted by Ann Ozuna
• Social Security & Medicare
  • CSRS Social Security Eligibility
  • FERS Social Security Eligibility
  • Special Retirement Supplement
  • Military Time Buyback Requirements
  • Windfall Elimination Provision - WEP
  • Government Pension Offset - GPO
• Jobs Center
  • Jobs Board - Job vacancies posted on this site
    • Employers submit your vacancies - FREE submission form. For expanded coverage we encourage you to post your vacancies on our paid service, $99 for a one month listing.
  • Rehired Annuitants - Going back to work for Uncle Sam
    • Part Time Reemployment / No Salary Reduction
  • Additional Recruiting Sites - Expand your search
  • Clearance Jobs Career Center - For those with a security clearance
  • State Government Jobs
  • FREE Resume Postings - Take advantage of these free offers
  • Retiree Resources - Services that assist retirees to find jobs
  • Educational Opportunities - Complete a degree to improve your job options. 
• Thrift Savings Plan
  • Thrift Savings Plan
  • Considerations
  • TSP Fund Choices (Caution - protect your assets in retirement)
  • Roth Conversion
  • Thrift Savings Plan

• Financial Planning
  • Getting Started
    • Are you emotionally prepared?
    • Are you financially prepared?
    • Are you physically prepared?
    • What should I be doing the year before I retire
  • Retirement Cost Analysis
  • Probate Avoidance
  • Estate Planning
    • Wills & Trusts
    • Living Wills, Directives, Power of Attorney
    • Survivor Information
    • Estate Planning Guide (A - Z Plan With Forms)
  • FDIC Coverage
• Retirement Forms
  • Forms
  • Your Retirement Date (Don't confuse your retirement date with your date of Separation)
  • Publications
  • SF-1199A Instructions (Direct deposit enrollment)
  • DD-214 Copies - How to obtain copies of military service records
• Survivor's Guide
  • Survivor's Checklist
    • Download Microsoft Word File
  • Survivor Annuity Concerns -  Issues to consider when electing a survivor's annutiy
  • Change FEHB Coverage to Individual from Family
  • Cash in Insurance Policies
  • Change Asset Registrations
  • Survivor's Report Sample
  • Helpful Resources - OPM Guides and other helpful information
• Book Reviews

• Tax Issues
  •  How to Obtain a 1099-R Replacement
• Resources
  • Ask the Experts (Answers to your unique issues)
  • General Information
  • Retirement Gifts - Custom made for federal employees
  • Health & Wellness
  • Retirement hotlines (OPM Retirement Services)
  • Records Center Contact Information
  • Agency information
    • OPM
    • Social Security
    • Medicare
    • Department of Labor
    • Health & Human Services
  • Annuity and Benefits Calculators
  • Helpful Associations / Organizations
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• Book Reviews (Book of interest to retirees)
• Search (Search this site for specific information)

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