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2017 FEHB Open Season

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Updated 11/6/2017

FEHB Open Season


Federal regulations require an annual Open Season to be held each year from the Monday of the second full workweek in November through the Monday of the second full workweek in December. This year the 2017 Open Season runs from November 13th through December 11th. The 2018 premiums were released October 4, 2017. According to OPM premiums will increase an average of 4% in 2018.  You must submit your Open Season enrollment change before midnight, Eastern Standard Time, on the last day of Open Season to be considered timely filed. Open Season enrollment changes take effect the first day of your first full pay period in January of the following year. Certain life events also provide an opportunity to change plans such as marriage, birth of a child, a move out of the service area of your plan and other qualifying events.

Many federal annuitants select a lower cost FEHB plan when they reach age 65 after they sign up for Medicare. Medicare A is free for most however Medicare Part B charged a monthly premium of $134.00 (or higher depending on your income) in 2017. However, due to the hold harmless clause, and the fact we didn't receive a COLA increase in 2016, most still paid the lower $104.90 rate.

The premiums are income adjusted as well and joint income taxes filers who choose to work in retirement or have other income paid as high as 428.60 a month in 2017 for Medicare Part B coverage. Review your Medicare and FEHB options when you turn 65.

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FEHB Open Season Menu



Open Season

OPM will announce the 2018 FEHB premiums soon.

The FEHB Open Season, which begins November 13th and runs through December 11th, will give Federal employees and retirees the opportunity to review the 2018 rates and benefits and change their health care coverage if they wish. The upcoming Open Season will also give employees and retirees the chance to select supplemental dental and/or vision coverage. In addition, Federal employees can elect to participate in a tax-deferred Flexible Spending Account (FSA) for health care and/or dependent care.

The Federal Employees Health Benefits (FEHB) Program has important features, including a wide choice of health plans and competitive benefit packages as well as no health insurance pre existing conditions limitations or waiting periods.

2012 Open Season 2017 Open Season (November 13, 2016 through December 11, 2017)

You are now able to manage your FEHB account online. To register you will need your Annuity Claim Number and they will ask you to enter a unique user name and password to activate your account. You must register again for each new open season even though you registered for the previous year. I annotated the web site address, user name, and password in the "Federal Retirement Benefits" booklet that I received when I first retired for future reference. Go to to register and view your options. This service allows you to change enrollment, view transaction history, change or add dependent information, and request health care plan brochures.


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